Florida 4-Point Inspections: Insurance-Required Inspections

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If you’re purchasing an older home or renewing your homeowners insurance in Florida, chances are your insurance provider is asking for a 4-point inspection. At Omega Home Inspection FL, we specialize in fast, accurate 4-point inspections across Florida, with same-day report turnaround and service you can trust.

A 4-point inspection is a limited-scope evaluation of the four main systems in a home:

1. Roof – Age, condition, type, and signs of damage or leaks
    
2. Electrical System – Panel type, wiring, and overall safety
    
3. Plumbing System – Type of pipes, condition, and any signs of leaks
    
4. HVAC System – Age, type, and working condition of heating and cooling units
    

This inspection is not a full home inspection but is specifically designed to give insurance companies the information they need to determine insurability.

Most insurance companies require a 4-point inspection for homes that are 25 years or older, and in many cases, even newer homes depending on policy requirements. A current 4-point inspection report may be the difference between getting affordable coverage—or coverage at all.

✅ Fast Report Delivery – Reports completed same-day or within 24 hours
✅ Licensed & Insured in Florida – Reports accepted by all major insurance companies
✅ Experienced Local Inspectors – Serving Tampa Bay, Orlando, and surrounding communities
✅ Easy Online Scheduling – Book your 4-point inspection in minutes
✅ Trusted by Homeowners & Agents Alike – Reliable, thorough, and professional every time

Looking for a 4 point inspection near me? Omega Home Inspection FL is your local go-to.

• We inspect and photograph all 4 systems
   
• You receive a clear, insurance-ready PDF report
   
• No guesswork—just the facts your insurer needs
   
• Available 7 days a week for flexible scheduling
   

We proudly provide 4-point inspections throughout Central Florida, including:

• Orlando
• Kissimmee
• Winter Garden
• Lakeland
• Clermont
• Davenport 
• Tampa
• Clearwater
• Palm Harbor
• St. Petersburg
• Tarpon Springs
• Dunedin
• And More!
   

Whether you're buying an older home or updating your insurance, Omega Home Inspection FL ensures you get the accurate documentation you need—quickly.

Insurance deadlines coming up? Don’t wait.

📞 Call 727-434-1109 or
📅 Schedule your inspection online now
and see why Florida homeowners rely on Omega Home Inspection FL for dependable 4 point inspections—fast.